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SHARIA SUPERVISORY BOARD
 
 

The Bank shall always conduct its business in accordance with the Islamic Sharia rules.

In compliance with licensing requirements of the Central Bank of Bahrain (CBB), the Bank’s Articles and Memorandum of Association and the general practice of Islamic Banking, the Bank, at all times, has a Sharia Supervisory Board (SSB) elected by the shareholders at General Meetings based on recommendations of the Board of Directors (through the Remuneration & Nomination Committee).

The SSB actively participates in developing and overseeing the Bank’s products and business activities. It is responsible for certifying every product to ensure strict adherence to the principles of Sharia.

The SSB has full access to the Board, management personnel of the Bank including access to the Bank’s Sharia Compliance Officer who is proactively involved in: (a) reviewing and advising on the Sharia compliance of all products and investment projects, (b) auditing the operations of the Bank from Sharia point of view, and (c) producing reports to the SSB in order to ensure that the Bank’s activities are under a strict and direct oversight of Sharia guidelines. Furthermore, the Sharia Compliance Officer monitors on a day to day basis in ensuring that all areas of the Bank adhere to SSB’s recommendations, advices and opinions.

 

The current Sharia Board members for Ithmaar Bank are as follows:

Sheikh Abdullah Sulaiman Al Manee’a
Sheikh Nedham Yaqouby
Sheikh Mohsin Al-Asfoor
Dr. Sheikh Osama Bahar

 

 
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PROFIT RATES (%) : 2013-2014
Tenor
Jan
Feb
Mar
1 month
1.25
1.20
1.20
3 months
1.75
1.70
1.70
6 months
2.25
2.20
2.20
9 months
2.50
2.45
2.45
1 year
2.75
2.70
2.70
13 303030
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