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Charge Card
The IthmaarCard provides an autonomous integration of values without compromising Islamic principles. The cardholder can spend and pay in full within an agreed grace period…more

 
 

Open an Account

 

Savings Account
Savings account operates under Modaraba principle. It earns the corporate customers income depending upon the Bank’s financial results whereby the Bank pays profit to the account holders as agreed previously…more

Current Account
Current Accounts are based on the principle of Qard, whereby the corporate customers are guaranteed repayment of their funds on demand but do not receive profit on their balances…more

Modaraba Account
Modaraba investment accounts function under Modaraba unrestricted (Al-Mutlaqa) principle, in which the investor (Rub-AlMall) provides capital and the bank as Modarib provides…more

 
 

Get a letter of Credit
Whether providing specific facilities and financing for local consumption or for export, Ithmaar bank is geared to facilitate all trade requirements for its customers. These facilities…more

Get a letter of Gurantee
The bank prepares and issues all types of Guarantees which involve undertaking risk on behalf of Corporate Customers, the range requirement covered includes bid bonds, performance bonds, advance payment…more

Get financed

 
Mudaraba : Murabaha’, a term in Islamic Fiqh, refers to commercial transactions that involve the purchase and sale of goods with an added profit margin or mark-up either in the form of a fixed lump sum or based on percentage of initial cost…more
Ijara: Ijara is an agreement whereby the Bank purchases an assets on the promise of leasing by the customer for an agreed period at Fixed and Variable rents to be paid over an agreed period. It is an effective financing tool allowing corporations…more
 
 
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PROFIT RATES (%) : 2013-2014
Tenor
Jan
Feb
Mar
1 month
1.25
1.20
1.20
3 months
1.75
1.70
1.70
6 months
2.25
2.20
2.20
9 months
2.50
2.45
2.45
1 year
2.75
2.70
2.70
13 303030
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